Wallinder Mortgage Loan Products

Your Home Town Mortgage Store®

FHA Loans

Conditions:

  • Government insured loan *purchase or refinance
  • 3.5% down
  • Primary Residence
  • Manufactured home & land with 3.5% Down Payment – Call for manufactured home minimum requirements
  • Permanent foundation required
  • Acreage is limited to 40 acres in Montana … more restrictions may apply

VA Loans

Conditions:

  • Veterans only….VA Insured *purchase or refinance
  • No Down Payment
  • Primary residence
  • Manufactured home and land with 0% Down Payment – Call for manufactured home minimum requirements
  • Permanent foundation required
  • Acreage is limited to 40 acres in Montana … more restrictions may apply

RD – Rural Development Loans

Conditions:

  • Government Insured Loan
  • Home can not be in the Billings, Bozeman, Helena, Missoula or Great Falls City Limits
  • Income restrictions apply
  • No Down Payment
  • Primary Residence
  • Acreage is limited to 40 acres in Montana … more restrictions may apply

Conventional Loans

Conditions:

  • Fannie Mae & Freddie Mac *purchase or refinance
  • Primary Residence with 3% Down Payment for first time homebuyers
  • Second Homes with 10% Down Payment
  • Investment Properties with 20% Down Payment …1 units
  • Investment Properties with 25% Down Payment….2 to 4 units
  • Manufactured home … permanent foundation required … call for current terms – Call for manufactured home minimum requirements
  • Acreage is limited to 40 acres in Montana … more restrictions may apply

MBOH Montana Board of Housing

Conditions:

  • Call to see if you qualify for First Time Homebuyer assistance

Give my Grandma a call at 406-655-4343

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